Consumer Proposal
A Consumer Proposal process is a settlement with creditors. It’s a debtor’s proposal to the creditors, where a negotiation takes place over the terms of the debt repayment and the percentage ratio of the debt write off. The Consumer Proposal negotiations are undertaken by a trustee in Bankruptcy. Many factors affect the outcome of the negotiations: employment situation, debt amount, assets owned by the debtor etc. The advantages of a consumer proposal are that you can retain all of your assets, actions against you by unsecured creditors, such as wage garnishments, will be stopped and you can solve your debt problems without having to declare bankruptcy.
We Can Help You To:
- SUBSTANTIALLY REDUCE YOUR DEBTS
- NEGOTIATE A THREE OR FIVE YEAR PLAN
- PROVIDE EASY PAYMENT PLAN FOR OUR SERVICES
- PROCESS YOUR APPLICATION WITH DILIGENCE AND SPEED
- SOLVE YOUR DEBT PROBLEMS AND HELP YOU GET A FRESH START
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