Debt Problems: The Danger Signals
A person has a debt problem or may have one soon if:
- They are continually going over spending limit on their credit cards
- They use credit cards as a necessity, and not as convenience
- Borrowing money to make it between paychecks
- Creditors are warning to garnish salary
- When paying bills only the minimum payments are made
- The total debt amount does not decrease over long period of time
- Utility bills are late
- Collections are calling and harassing for payments.
If you are experiencing all or some of these problems in your life, that may be a sign of financial hardship.
Please consult a qualified agency to help you resolve these problems as soon as possible. Prolonged avoidance can bring more harm as the interest charges pile up and the debts increase.
Your Debt Management Consultants,
CICA Team
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